Funding Solutions
Merchant
Cash Advance.
Access working capital fast, based on your business’s future revenue. No collateral, no lengthy approval process. Just the capital you need, when you need it.
$25K – $500K
24-Hr Approval
No Collateral
Same-Day Decisions
Often within hours
No Collateral
Revenue-based only
Flexible Repayment
Tied to your sales
$25K – $500K
Funding range
How It Works
Simple. Fast.
Built for You.
Apply in Minutes
Fill out our streamlined application with basic business info. No tax returns or extensive documentation required upfront.
We Review Your Revenue
Our team reviews your recent bank statements and business performance — not just your credit score. Decisions typically within 24 hours.
Receive Your Offer
We present you with a clear, transparent offer — advance amount, factor rate, and repayment structure. No hidden terms.
Funds Hit Your Account
Upon acceptance, funds are transferred directly to your business bank account — often the same or next business day.
All Funding Solutions
Every Tool Your Business Needs
Equipment Financing
Acquire the machinery, vehicles, technology, or tools your business needs without depleting your working capital. The equipment itself typically serves as collateral.
Preserve Cash Flow
Fixed Payments
Equipment as Collateral
Merchant Cash Advance
A lump-sum advance against your future revenue. Repayment is tied to a small percentage of your daily or weekly sales. When business slows, so does your payment.
Revenue-Based
No Collateral
Fast Funding
AR Factoring
Stop waiting on your customers. Sell your outstanding invoices to Falcon Trust and receive the cash upfront. Ideal for B2B businesses with slow-paying clients.
Invoice-Based
Immediate Cash
B2B Focused
Qualification
Do You Qualify?
Our qualification criteria are intentionally flexible. We evaluate the whole picture of your business, not just a credit score.
- 6+ months in business
- $10,000+ in monthly revenue
- Active business bank account
- US-based business
- No minimum credit score requirement
Common Questions
Frequently Asked Questions.
A Merchant Cash Advance is a funding solution where your business receives a lump sum of capital upfront in exchange for a percentage of your future sales. Repayment happens automatically as a small portion of your daily or weekly revenue, so your payments move with your business rather than against it.
Unlike a traditional loan, a Merchant Cash Advance is not based on fixed monthly payments or a rigid repayment schedule. There is no interest rate in the traditional sense. Instead, you agree to a factor rate and repay through a percentage of your sales. This makes it far more accessible and flexible, especially for businesses that have been turned down by banks.
Falcon Trust offers advances from $25,000 to $500,000. The amount you qualify for is based on your average monthly revenue and the overall health of your business. The stronger your revenue, the more capital you can access.
Most applications receive a decision within 24 hours. Once approved and your agreement is signed, funds are typically deposited into your business bank account within 1 to 2 business days. In many cases, same-day funding is available.
No. Our initial review uses a soft inquiry which does not impact your credit score. We evaluate the overall performance of your business, not just your credit history, so even business owners with less than perfect credit can qualify.
There are no restrictions on how you use the capital. Common uses include inventory, payroll, equipment, marketing, renovations, hiring, and covering gaps in cash flow. The funds are yours to deploy however your business needs them most.
Repayment is automatic and tied directly to your revenue. A small, agreed-upon percentage of your daily or weekly sales is applied toward your balance. This means when business is strong, you pay down faster. When business slows, your payment naturally slows too. No fixed due dates, no missed payment stress.
The application process is straightforward. You will need basic information about your business, details about the business owner, and your three most recent business bank statements. No tax returns or extensive documentation required to get started.